Wage Garnishment and Bank Levies After Judgment

Image by Sharon McCutcheon

At The Sequoia Law Firm, we fight to protect our clients’ hard-earned wages from being unfairly garnished from creditors. A wage garnishment occurs when a court or the government orders your employer to set aside some of your earnings to pay a debt.  Similarly, a bank levy is when a debtor’s bank account is seized in order to satisfy the payment of an outstanding debt.

 

Many people are not even aware that they had been sued on a private debt (like a credit card debt) until their wages are garnished months or years later, after a default judgment was entered against them.  Unfortunately, creditors often fail to properly serve defendants with the original lawsuit by going to the wrong address or by neglecting to serve the defendant at all and filing a false proof of service. 

If you receive a wage garnishment notice, do not wait.  Consult with The Sequoia Law Firm to determine whether you have grounds to file a motion to cancel or vacate the judgment that was entered against you on the basis that you were not properly served, or on some other basis.  If you can vacate the judgment, the creditor cannot garnish your wages.

In addition, even if you are unable to vacate the default judgment, you have a right to ask the court to modify the amount of the garnishment based on your financial circumstances.  To do this, you need to complete a claim of exemption form and a financial statement.  We can help you navigate this process and provide you with individualized advice about your case.

We know that consumers who are facing wage garnishments may not have the resources to pay expensive legal bills.  That is why we offer flexible and affordable pricing based on your specific need.